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The Hartford Insurance Group, Inc. (HIG) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

The Hartford Insurance Group, Inc.

HIGMarket cap $34BPrice $126.9

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Provides property, casualty, and life insurance to millions of Americans and businesses. Been around since 1810 and survived every major economic crisis, from the Civil War to 2008 financial meltdown.

In Bastion Portfolios?

52W Return+3%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+8%6

Revenue Forecast

Rev CAGR (1y)+2%3

Rev CAGR (3y)+3%2

Rev CAGR (5y)+2%2

Earnings Forecast

EPS Growth Y+1-3%3

EPS Growth Y+2+4%5

EPS Growth Y+3+3%4

Quality

Margins

EBIT Margin18%7

Net Income Margin15%7

Free Cash Flow Margin20%8

Debt

Net Debt/EBITDA0.86

Efficiency

ROE22%8

ROA5%6

Earnings Stability77

GEAR+STRONG84

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)109

P/E Ratio (Forward 3y)98

P/BV1.87

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%10

Dividend Yield1.9%5

Momentum

Short term

1 month return-6%4

3 month return-8%4

YTD return-7%4

Mid term

Price vs 52wHigh87%7

1 year return-3%4

Long term

3 year return+89%7

5 year return+92%7

Risk Shield

Price Risk

Beta0.48

Volatility20%10

Free Cash Flow

Free Cash Flow Margin20%8

Free Cash Flow Yield0.0%10

Quality

ROCE7%6

Earnings Stability77

Net Debt/EBITDA0.86

02Growth

Is it actually growing, and how fast?

HIGThe Hartford Insurance Group

Revenue FY25$28.1B

GROWTH RATING↗

VERY WEAK14 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%6

Revenue, next 1Y+2%3

Revenue, next 3Y, CAGR+3%2

Revenue, next 5Y, CAGR+2%2

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-3%3

EPS growth, FY27E+4%5

EPS growth, FY28E+3%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue grew 8%/yr over the last 3 years; forecasts see it cooling to 3%/yr.

Earnings are set to grow in step with sales (EPS about 3%/yr vs revenue 3%/yr). One year dips: EPS falls 3% next year.

WEAKNESSES

Growth is the weak spot here, trailing 86% of companies worldwide.

Revenue is set to grow 3%/yr over the next 3 years, behind most of the market.2/10

Over five years revenue is set to grow 2%/yr, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE48 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return-8%4

YTD return-7%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return-3%4

3-year return+89%7

5-year return+92%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +89% over three years and +92% over five, ahead of 60% of the market.

WATCH

It's down 3% over the past year, now 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over the past month (-6%), over three months (-8%) and so far this year (-7%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout.

04Value

Are you paying a fair price for it?

Stop guessing on Hartford. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

HIGThe Hartford Insurance Group

Revenue FY25$28.1B

GROWTH RATING↗

VERY WEAK14 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%6

Revenue, next 1Y+2%3

Revenue, next 3Y, CAGR+3%2

Revenue, next 5Y, CAGR+2%2

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-3%3

EPS growth, FY27E+4%5

EPS growth, FY28E+3%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue grew 8%/yr over the last 3 years; forecasts see it cooling to 3%/yr.

Earnings are set to grow in step with sales (EPS about 3%/yr vs revenue 3%/yr). One year dips: EPS falls 3% next year.

WEAKNESSES

Growth is the weak spot here, trailing 86% of companies worldwide.

Revenue is set to grow 3%/yr over the next 3 years, behind most of the market.2/10

Over five years revenue is set to grow 2%/yr, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE48 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return-8%4

YTD return-7%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return-3%4

3-year return+89%7

5-year return+92%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +89% over three years and +92% over five, ahead of 60% of the market.

WATCH

It's down 3% over the past year, now 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over the past month (-6%), over three months (-8%) and so far this year (-7%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout.

04Value

Are you paying a fair price for it?

Stop guessing on Hartford. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community