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Kinsale Capital Group, Inc. (KNSL) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Kinsale Capital Group, Inc.

KNSLMarket cap $7.74BPrice $339.6

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Underwrites specialty insurance for risks too complex or unusual for standard carriers, from construction defects to excess liability. Runs a lean, tech-driven model that keeps combined ratios low while rivals struggle, making it one of the fastest-growing insurers in America.

In Bastion Portfolios?

52W Return-24%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+31%10

Revenue Forecast

Rev CAGR (1y)+5%4

Rev CAGR (3y)+3%2

Rev CAGR (5y)+2%2

Earnings Forecast

EPS Growth Y+1+20%8

EPS Growth Y+2-0%3

EPS Growth Y+3+10%7

Quality

Margins

EBIT Margin36%9

Net Income Margin28%9

Free Cash Flow Margin50%10

Debt

Net Debt/EBITDA0.09

Efficiency

ROE30%9

ROA9%8

Earnings Stability1010

GEAR+STRONG80

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)165

P/E Ratio (Forward 3y)145

P/BV3.84

EV Multiples

EV/EBITDA Fwd35

EV/EBIT Fwd35

Yield

Free Cash Flow Yield0.0%8

Dividend Yield0.3%1

Momentum

Short term

1 month return-6%4

3 month return+0%7

YTD return-13%3

Mid term

Price vs 52wHigh71%4

1 year return-29%2

Long term

3 year return-22%2

5 year return+109%8

Risk Shield

Price Risk

Beta0.48

Volatility35%6

Free Cash Flow

Free Cash Flow Margin50%10

Free Cash Flow Yield0.0%8

Quality

ROCE35%8

Earnings Stability1010

Net Debt/EBITDA0.09

02Growth

Is it actually growing, and how fast?

KNSLKinsale Capital Group

Revenue FY25$1.6B

GROWTH RATING↗

WEAK25 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+31%10

Revenue, next 1Y+5%4

Revenue, next 3Y, CAGR+3%2

Revenue, next 5Y, CAGR+2%2

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+20%8

EPS growth, FY27E-0%3

EPS growth, FY28E+10%7

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 31%/yr over the last 3 years, ahead of 90% of companies worldwide.10/10

Earnings are set to grow faster than sales (EPS about 10%/yr vs revenue 3%/yr), so margins should widen.

WATCH

Revenue grew 31%/yr over the last 3 years; forecasts see it cooling to 3%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 75% of companies worldwide.

Revenue is set to grow 3%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 2%/yr, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK32 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return+0%7

YTD return-13%3

MID & LONG-TERM▾SCORE

% of 52-week high71%4

1-year return-29%2

3-year return-22%2

5-year return+109%8

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over three months (+0%).

WATCH

Average long-term results. Multi-year returns are middling (-22% over three years and +109% over five), roughly average for the market.

Returns sit at the market level over the past month (-6%).

WEAKNESSES

It's down 29% over the past year, now 29% below its 52-week high. That is lagging the market.

The stock is underperforming so far this year (-13%).

BOTTOM LINE

Weak Tape

Returns across short and long horizons rank poorly versus the market. Momentum offers no support here; the case has to come from other factors. The one thing to watch: the one-year trend is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Kinsale. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

KNSLKinsale Capital Group

Revenue FY25$1.6B

GROWTH RATING↗

WEAK25 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+31%10

Revenue, next 1Y+5%4

Revenue, next 3Y, CAGR+3%2

Revenue, next 5Y, CAGR+2%2

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+20%8

EPS growth, FY27E-0%3

EPS growth, FY28E+10%7

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 31%/yr over the last 3 years, ahead of 90% of companies worldwide.10/10

Earnings are set to grow faster than sales (EPS about 10%/yr vs revenue 3%/yr), so margins should widen.

WATCH

Revenue grew 31%/yr over the last 3 years; forecasts see it cooling to 3%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 75% of companies worldwide.

Revenue is set to grow 3%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 2%/yr, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK32 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return+0%7

YTD return-13%3

MID & LONG-TERM▾SCORE

% of 52-week high71%4

1-year return-29%2

3-year return-22%2

5-year return+109%8

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over three months (+0%).

WATCH

Average long-term results. Multi-year returns are middling (-22% over three years and +109% over five), roughly average for the market.

Returns sit at the market level over the past month (-6%).

WEAKNESSES

It's down 29% over the past year, now 29% below its 52-week high. That is lagging the market.

The stock is underperforming so far this year (-13%).

BOTTOM LINE

Weak Tape

Returns across short and long horizons rank poorly versus the market. Momentum offers no support here; the case has to come from other factors. The one thing to watch: the one-year trend is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Kinsale. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community