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Ethos Technologies Inc. (LIFE) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Ethos Technologies Inc.

LIFEMarket cap $2.31BPrice $36.2

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Sells life insurance policies online in minutes, using AI to skip medical exams for most applicants. Backed by Amazon and SoftBank, Ethos has quietly become one of America's fastest-growing insurtechs, protecting families without the paperwork nightmare.

In Bastion Portfolios?

52W Return+83%

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)na–

Revenue Forecast

Rev CAGR (1y)+89%10

Rev CAGR (3y)+43%10

Rev CAGR (5y)+29%10

Earnings Forecast

EPS Growth Y+1-56%1

EPS Growth Y+2+63%10

EPS Growth Y+3+27%8

Quality

Margins

EBIT Margin-18%1

Net Income Margin-18%1

Free Cash Flow Margin13%7

Debt

Net Debt/EBITDAna–

Efficiency

ROE-47%1

ROA-18%1

Earnings Stability88

GEAR+AVERAGE34

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)156

P/E Ratio (Forward 3y)98

P/BV4.83

EV Multiples

EV/EBITDA Fwd166

EV/EBIT Fwd06

Yield

Free Cash Flow Yieldna–

Dividend Yieldna–

Momentum

Short term

1 month return-9%3

3 month return+93%10

YTD return+115%10

Mid term

Price vs 52wHigh85%7

1 year return+115%10

Long term

3 year return+115%8

5 year return+115%8

Risk Shield

Price Risk

Betana–

Volatility90%1

Free Cash Flow

Free Cash Flow Margin13%7

Free Cash Flow Yieldna–

Quality

ROCE-24%1

Earnings Stability88

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

LIFEEthos Technologies

Revenue FY25$388M

GROWTH RATING↗

VERY STRONG87 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGRna–

Revenue, next 1Y+89%10

Revenue, next 3Y, CAGR+43%10

Revenue, next 5Y, CAGR+29%10

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-56%1

EPS growth, FY27E+63%10

EPS growth, FY28E+27%8

GROWTH ASSESSMENT

STRENGTHS

It out-grows 87% of companies worldwide.

Revenue is set to grow 43%/yr over the next 3 years, ahead of most of the market.10/10

Revenue held flat over the last 3 years and is set to grow 43%/yr from here.

The runway holds up: revenue is set to grow 29%/yr over five years.10/10

WATCH

None flagged.

WEAKNESSES

The company is loss-making, so its revenue growth is not backed by profit yet.

BOTTOM LINE

Top-Line Rocket

A top-tier grower that's speeding up. The one thing to watch: the company is not profitable yet.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

VERY STRONG85 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-9%3

3-month return+93%10

YTD return+115%10

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return+115%10

3-year return+115%8

5-year return+115%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +115% over three years and +115% over five, ahead of 70% of the market.

It's up 115% over the past year, but 15% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+93%) and so far this year (+115%).

WATCH

None flagged.

WEAKNESSES

The stock is underperforming over the past month (-9%).

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Ethos Technologies Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

LIFEEthos Technologies

Revenue FY25$388M

GROWTH RATING↗

VERY STRONG87 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGRna–

Revenue, next 1Y+89%10

Revenue, next 3Y, CAGR+43%10

Revenue, next 5Y, CAGR+29%10

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-56%1

EPS growth, FY27E+63%10

EPS growth, FY28E+27%8

GROWTH ASSESSMENT

STRENGTHS

It out-grows 87% of companies worldwide.

Revenue is set to grow 43%/yr over the next 3 years, ahead of most of the market.10/10

Revenue held flat over the last 3 years and is set to grow 43%/yr from here.

The runway holds up: revenue is set to grow 29%/yr over five years.10/10

WATCH

None flagged.

WEAKNESSES

The company is loss-making, so its revenue growth is not backed by profit yet.

BOTTOM LINE

Top-Line Rocket

A top-tier grower that's speeding up. The one thing to watch: the company is not profitable yet.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

VERY STRONG85 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-9%3

3-month return+93%10

YTD return+115%10

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return+115%10

3-year return+115%8

5-year return+115%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +115% over three years and +115% over five, ahead of 70% of the market.

It's up 115% over the past year, but 15% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+93%) and so far this year (+115%).

WATCH

None flagged.

WEAKNESSES

The stock is underperforming over the past month (-9%).

BOTTOM LINE

Momentum Leader

04Value

Are you paying a fair price for it?

Stop guessing on Ethos Technologies Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community