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Lincoln National Corporation (LNC) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Lincoln National Corporation

LNCMarket cap $7.85BPrice $41.0

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Sells life insurance, annuities, and retirement plans that help millions of Americans protect their income and savings. It's one of the oldest insurers in the country, surviving the Great Depression, both World Wars, and countless market crashes since 1905.

In Bastion Portfolios?

52W Return+9%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-1%2

Revenue Forecast

Rev CAGR (1y)+9%6

Rev CAGR (3y)+6%4

Rev CAGR (5y)+4%4

Earnings Forecast

EPS Growth Y+1-55%1

EPS Growth Y+2+6%6

EPS Growth Y+3+8%6

Quality

Margins

EBIT Margin10%4

Net Income Margin12%6

Free Cash Flow Margin-7%2

Debt

Net Debt/EBITDA-1.510

Efficiency

ROE24%8

ROA1%2

Earnings Stability33

GEAR+AVERAGE49

Overall rating across all five factors

Value

100

Price Multiples

P/E Ratio (Forward)510

P/E Ratio (Forward 3y)410

P/BV0.810

EV Multiples

EV/EBITDA Fwd41710

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yield4.4%9

Momentum

Short term

1 month return-6%4

3 month return+5%8

YTD return-5%4

Mid term

Price vs 52wHigh87%7

1 year return+8%6

Long term

3 year return+105%8

5 year return-27%2

Risk Shield

Price Risk

Beta1.04

Volatility34%6

Free Cash Flow

Free Cash Flow Margin-7%2

Free Cash Flow Yield0.0%10

Quality

ROCE0%2

Earnings Stability33

Net Debt/EBITDA-1.510

02Growth

Is it actually growing, and how fast?

LNCLincoln National

Revenue FY25$18.0B

GROWTH RATING↗

WEAK32 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-1%2

Revenue, next 1Y+9%6

Revenue, next 3Y, CAGR+6%4

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-55%1

EPS growth, FY27E+6%6

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 6%/yr from here.

WATCH

Revenue is set to grow 6%/yr over the next 3 years, in line with the market.5/10

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow in step with sales (EPS about 6%/yr vs revenue 6%/yr). One year dips: EPS falls 55% next year.

WEAKNESSES

Growth is the weak spot here, trailing 68% of companies worldwide.

Revenue fell 1%/yr over the last 3 years, behind 80% of companies worldwide.2/10

BOTTOM LINE

Modest Grower

Growth is a weak point here: a business that's turning around. The one thing to watch: revenue has shrunk over the past 3 years.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return+5%8

YTD return-5%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+8%6

3-year return+105%8

5-year return-27%2

MOMENTUM ASSESSMENT

STRENGTHS

It's up 8% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+5%).

WATCH

Average long-term results. Multi-year returns are middling (+105% over three years and -27% over five), roughly average for the market.

Returns sit at the market level over the past month (-6%) and so far this year (-5%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Lincoln National Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

LNCLincoln National

Revenue FY25$18.0B

GROWTH RATING↗

WEAK32 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-1%2

Revenue, next 1Y+9%6

Revenue, next 3Y, CAGR+6%4

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-55%1

EPS growth, FY27E+6%6

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 6%/yr from here.

WATCH

Revenue is set to grow 6%/yr over the next 3 years, in line with the market.5/10

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow in step with sales (EPS about 6%/yr vs revenue 6%/yr). One year dips: EPS falls 55% next year.

WEAKNESSES

Growth is the weak spot here, trailing 68% of companies worldwide.

Revenue fell 1%/yr over the last 3 years, behind 80% of companies worldwide.2/10

BOTTOM LINE

Modest Grower

Growth is a weak point here: a business that's turning around. The one thing to watch: revenue has shrunk over the past 3 years.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return+5%8

YTD return-5%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+8%6

3-year return+105%8

5-year return-27%2

MOMENTUM ASSESSMENT

STRENGTHS

It's up 8% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+5%).

WATCH

Average long-term results. Multi-year returns are middling (+105% over three years and -27% over five), roughly average for the market.

Returns sit at the market level over the past month (-6%) and so far this year (-5%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Lincoln National Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community