Loading stock…

Old Republic International Corporation (ORI) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Old Republic International Corporation

ORIMarket cap $9.03BPrice $37.7

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Underwrites property, casualty, and title insurance while quietly running one of the most conservative balance sheets in the industry. It's paid a dividend every year for over 80 years straight, surviving multiple recessions without missing a beat.

In Bastion Portfolios?

52W Return-2%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+4%5

Revenue Forecast

Rev CAGR (1y)+9%6

Rev CAGR (3y)+6%4

Rev CAGR (5y)+4%4

Earnings Forecast

EPS Growth Y+1-11%3

EPS Growth Y+2+0%4

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin16%6

Net Income Margin12%6

Free Cash Flow Margin13%7

Debt

Net Debt/EBITDA1.15

Efficiency

ROE19%8

ROA4%5

Earnings Stability44

GEAR+STRONG80

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)117

P/BV1.58

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%10

Dividend Yield3.3%8

Momentum

Short term

1 month return-8%4

3 month return-8%4

YTD return-11%3

Mid term

Price vs 52wHigh85%7

1 year return-5%4

Long term

3 year return+73%7

5 year return+113%8

Risk Shield

Price Risk

Beta0.48

Volatility24%9

Free Cash Flow

Free Cash Flow Margin13%7

Free Cash Flow Yield0.0%10

Quality

ROCE17%5

Earnings Stability44

Net Debt/EBITDA1.15

02Growth

Is it actually growing, and how fast?

ORIOld Republic International

Revenue FY25$9.1B

GROWTH RATING↗

AVERAGE35 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+4%5

Revenue, next 1Y+9%6

Revenue, next 3Y, CAGR+6%4

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-11%3

EPS growth, FY27E+0%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

A mid-pack grower, ahead of 35% of companies worldwide.

Revenue is set to grow 6%/yr over the next 3 years, in line with the market.5/10

Revenue grew 4%/yr over the last 3 years and is set to keep growing around 6%/yr.

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow slower than sales (EPS about 0.3%/yr vs revenue 6%/yr), so margins are under pressure. One year dips: EPS falls 11% next year.

WEAKNESSES

None flagged.

BOTTOM LINE

Modest Grower

A middle-of-the-pack grower. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-8%4

3-month return-8%4

YTD return-11%3

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return-5%4

3-year return+73%7

5-year return+113%8

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +73% over three years and +113% over five, ahead of 70% of the market.

WATCH

It's down 5% over the past year, now 15% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over the past month (-8%) and over three months (-8%).

WEAKNESSES

The stock is underperforming so far this year (-11%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming so far this year.

04Value

Are you paying a fair price for it?

Stop guessing on Old Republic. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

ORIOld Republic International

Revenue FY25$9.1B

GROWTH RATING↗

AVERAGE35 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+4%5

Revenue, next 1Y+9%6

Revenue, next 3Y, CAGR+6%4

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-11%3

EPS growth, FY27E+0%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

A mid-pack grower, ahead of 35% of companies worldwide.

Revenue is set to grow 6%/yr over the next 3 years, in line with the market.5/10

Revenue grew 4%/yr over the last 3 years and is set to keep growing around 6%/yr.

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow slower than sales (EPS about 0.3%/yr vs revenue 6%/yr), so margins are under pressure. One year dips: EPS falls 11% next year.

WEAKNESSES

None flagged.

BOTTOM LINE

Modest Grower

A middle-of-the-pack grower. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-8%4

3-month return-8%4

YTD return-11%3

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return-5%4

3-year return+73%7

5-year return+113%8

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +73% over three years and +113% over five, ahead of 70% of the market.

WATCH

It's down 5% over the past year, now 15% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over the past month (-8%) and over three months (-8%).

WEAKNESSES

The stock is underperforming so far this year (-11%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming so far this year.

04Value

Are you paying a fair price for it?

Stop guessing on Old Republic. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community