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Principal Financial Group, Inc. (PFG) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Principal Financial Group, Inc.

PFGMarket cap $24BPrice $109.8

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Manages retirement plans, life insurance, and asset management for millions of workers and small businesses worldwide. One of the largest 401(k) providers in America, quietly holding retirement savings for over 24 million people globally.

In Bastion Portfolios?

52W Return+42%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-4%2

Revenue Forecast

Rev CAGR (1y)+4%4

Rev CAGR (3y)+6%4

Rev CAGR (5y)+7%6

Earnings Forecast

EPS Growth Y+1na–

EPS Growth Y+2+7%6

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin12%5

Net Income Margin10%6

Free Cash Flow Margin31%9

Debt

Net Debt/EBITDA-0.310

Efficiency

ROE13%6

ROA0%2

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)108

P/BV1.97

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%7

Dividend Yield3.1%7

Momentum

Short term

1 month return-4%5

3 month return-1%6

YTD return+28%8

Mid term

Price vs 52wHigh91%8

1 year return+37%8

Long term

3 year return+75%7

5 year return+90%7

Risk Shield

Price Risk

Beta0.95

Volatility23%9

Free Cash Flow

Free Cash Flow Margin31%9

Free Cash Flow Yield0.0%7

Quality

ROCE1%2

Earnings Stability55

Net Debt/EBITDA-0.310

02Growth

Is it actually growing, and how fast?

PFGPrincipal Financial Group

Revenue FY24$16.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-4%2

Revenue, next 1Y+4%4

Revenue, next 3Y, CAGR+6%4

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26Ena–

EPS growth, FY27E+7%6

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 6%/yr from here.

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 6%/yr).

WATCH

Revenue is set to grow 6%/yr over the next 3 years, in line with the market.5/10

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue fell 4%/yr over the last 3 years, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: revenue has shrunk over the past 3 years.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG73 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-1%6

YTD return+28%8

MID & LONG-TERM▾SCORE

% of 52-week high91%8

1-year return+37%8

3-year return+75%7

5-year return+90%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +75% over three years and +90% over five, ahead of 60% of the market.

It's up 37% over the past year, but 9% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+28%).

WATCH

Returns sit at the market level over the past month (-4%) and over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Principal. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

PFGPrincipal Financial Group

Revenue FY24$16.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-4%2

Revenue, next 1Y+4%4

Revenue, next 3Y, CAGR+6%4

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26Ena–

EPS growth, FY27E+7%6

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 6%/yr from here.

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 6%/yr).

WATCH

Revenue is set to grow 6%/yr over the next 3 years, in line with the market.5/10

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue fell 4%/yr over the last 3 years, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: revenue has shrunk over the past 3 years.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG73 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-1%6

YTD return+28%8

MID & LONG-TERM▾SCORE

% of 52-week high91%8

1-year return+37%8

3-year return+75%7

5-year return+90%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +75% over three years and +90% over five, ahead of 60% of the market.

It's up 37% over the past year, but 9% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+28%).

WATCH

Returns sit at the market level over the past month (-4%) and over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Principal. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community