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Prudential Financial, Inc. (PRU) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Prudential Financial, Inc.

PRUMarket cap $39BPrice $113.5

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Provides life insurance, retirement planning, and asset management services to millions of Americans. Manages over $1.7 trillion in assets, making it one of the largest insurers in the US market.

In Bastion Portfolios?

52W Return+16%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+4%4

Revenue Forecast

Rev CAGR (1y)-3%2

Rev CAGR (3y)+1%1

Rev CAGR (5y)+1%2

Earnings Forecast

EPS Growth Y+1+46%9

EPS Growth Y+2+2%4

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin8%4

Net Income Margin6%4

Free Cash Flow Margin17%7

Debt

Net Debt/EBITDA7.71

Efficiency

ROE12%6

ROA1%2

Earnings Stability55

GEAR+AVERAGE38

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)89

P/E Ratio (Forward 3y)79

P/BV1.29

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yield4.9%9

Momentum

Short term

1 month return-7%4

3 month return-1%6

YTD return+5%5

Mid term

Price vs 52wHigh90%8

1 year return+15%6

Long term

3 year return+42%5

5 year return+34%5

Risk Shield

Price Risk

Beta0.76

Volatility23%9

Free Cash Flow

Free Cash Flow Margin17%7

Free Cash Flow Yield0.0%9

Quality

ROCE1%2

Earnings Stability55

Net Debt/EBITDA7.71

02Growth

Is it actually growing, and how fast?

PRUPrudential Financial

Revenue FY25$55.6B

GROWTH RATING↗

VERY WEAK9 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+4%4

Revenue, next 1Y-3%2

Revenue, next 3Y, CAGR+1%1

Revenue, next 5Y, CAGR+1%2

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+46%9

EPS growth, FY27E+2%4

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 0.5%/yr).

WATCH

Revenue grew 4%/yr over the last 3 years; forecasts see it cooling to 0.5%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 91% of companies worldwide.

Revenue is set to grow 0.5%/yr over the next 3 years, behind most of the market.2/10

Over five years revenue is set to grow 1%/yr, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE53 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-1%6

YTD return+5%5

MID & LONG-TERM▾SCORE

% of 52-week high90%8

1-year return+15%6

3-year return+42%5

5-year return+34%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 15% over the past year, but 10% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+42% over three years and +34% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%), over three months (-1%) and so far this year (+5%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Prudential. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

PRUPrudential Financial

Revenue FY25$55.6B

GROWTH RATING↗

VERY WEAK9 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+4%4

Revenue, next 1Y-3%2

Revenue, next 3Y, CAGR+1%1

Revenue, next 5Y, CAGR+1%2

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+46%9

EPS growth, FY27E+2%4

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 0.5%/yr).

WATCH

Revenue grew 4%/yr over the last 3 years; forecasts see it cooling to 0.5%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 91% of companies worldwide.

Revenue is set to grow 0.5%/yr over the next 3 years, behind most of the market.2/10

Over five years revenue is set to grow 1%/yr, behind 80% of companies worldwide.2/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE53 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-1%6

YTD return+5%5

MID & LONG-TERM▾SCORE

% of 52-week high90%8

1-year return+15%6

3-year return+42%5

5-year return+34%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 15% over the past year, but 10% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+42% over three years and +34% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%), over three months (-1%) and so far this year (+5%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Prudential. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community