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Qatar Islamic Bank (Q.P.S.C.) (QIBK) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Qatar Islamic Bank (Q.P.S.C.)

QIBKMarket cap $13BPrice $5.6

Country🇶🇦Qatar

SectorFinancials

IndustryBanks

Provides Sharia-compliant banking across retail, corporate, and investment services, making it Qatar's largest Islamic bank. It built one of the region's biggest Islamic finance franchises by proving faith-based banking can outgrow conventional rivals at home.

In Bastion Portfolios?

52W Return-13%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+13%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)-11%–

Rev CAGR (5y)-5%1

Earnings Forecast

EPS Growth Y+1-2%3

EPS Growth Y+2+8%6

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%6

Net Income Margin43%10

Free Cash Flow Margin-88%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE14%6

ROA2%4

Earnings Stability88

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)108

P/E Ratio (Forward 3y)108

P/BV1.48

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yieldna–

Momentum

Short term

1 month return-5%5

3 month return-5%5

YTD return-13%3

Mid term

Price vs 52wHigh82%6

1 year return-11%3

Long term

3 year return+26%4

5 year return+33%5

Risk Shield

Price Risk

Beta0.48

Volatility19%10

Free Cash Flow

Free Cash Flow Margin-88%1

Free Cash Flow Yield0.0%9

Quality

ROCE2%4

Earnings Stability88

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

QIBKQatar Islamic Bank (Q.P.S.C.)

Revenue FY25$3.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+13%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR-11%–

Revenue, next 5Y, CAGR-5%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-2%3

EPS growth, FY27E+8%6

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Earnings are set to grow faster than sales (EPS about 4%/yr vs revenue -11%/yr), so margins should widen. One year dips: EPS falls 2% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to shrink 11%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 13%/yr over the last 3 years, but it is set to shrink 11%/yr from here.

Over five years revenue is set to shrink 5%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

QIBKQatar Islamic Bank (Q.P.S.C.)

Total return Current168%

Price return Current97.0%

MOMENTUM RATING↗

AVERAGE36 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%5

3-month return-5%5

YTD return-13%3

MID & LONG-TERM▾SCORE

% of 52-week high82%6

1-year return-11%3

3-year return+26%4

5-year return+33%5

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+26% over three years and +33% over five), roughly average for the market.

It's down 11% over the past year, now 18% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-5%) and over three months (-5%).

WEAKNESSES

The stock is underperforming so far this year (-13%).

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up. The one thing to watch: the stock is underperforming so far this year.

04Value

Are you paying a fair price for it?

Stop guessing on Qatar Islamic Bank (Q.P.S.C.). Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

QIBKQatar Islamic Bank (Q.P.S.C.)

Revenue FY25$3.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+13%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR-11%–

Revenue, next 5Y, CAGR-5%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-2%3

EPS growth, FY27E+8%6

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Earnings are set to grow faster than sales (EPS about 4%/yr vs revenue -11%/yr), so margins should widen. One year dips: EPS falls 2% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to shrink 11%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 13%/yr over the last 3 years, but it is set to shrink 11%/yr from here.

Over five years revenue is set to shrink 5%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

QIBKQatar Islamic Bank (Q.P.S.C.)

Total return Current168%

Price return Current97.0%

MOMENTUM RATING↗

AVERAGE36 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%5

3-month return-5%5

YTD return-13%3

MID & LONG-TERM▾SCORE

% of 52-week high82%6

1-year return-11%3

3-year return+26%4

5-year return+33%5

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+26% over three years and +33% over five), roughly average for the market.

It's down 11% over the past year, now 18% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-5%) and over three months (-5%).

WEAKNESSES

The stock is underperforming so far this year (-13%).

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up. The one thing to watch: the stock is underperforming so far this year.

04Value

Are you paying a fair price for it?

Stop guessing on Qatar Islamic Bank (Q.P.S.C.). Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community