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Qatar National Bank (Q.P.S.C.) (QNBK) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Qatar National Bank (Q.P.S.C.)

QNBKMarket cap $39BPrice $4.3

Country🇶🇦Qatar

SectorFinancials

IndustryBanks

Qatar National Bank operates the largest bank in the Middle East and Africa, serving 31 million customers across 30 countries. Controls nearly 40% of Qatar's banking market and holds more assets than many small nations' entire economies.

In Bastion Portfolios?

52W Return-13%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+11%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+14%–

Rev CAGR (5y)+11%8

Earnings Forecast

EPS Growth Y+1+4%5

EPS Growth Y+2+18%8

EPS Growth Y+3+12%7

Quality

Margins

EBIT Margin0%6

Net Income Margin46%10

Free Cash Flow Margin-225%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE13%6

ROA1%3

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)89

P/E Ratio (Forward 3y)710

P/BV1.19

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yieldna–

Momentum

Short term

1 month return-6%4

3 month return-11%3

YTD return-14%3

Mid term

Price vs 52wHigh78%5

1 year return-13%3

Long term

3 year return+17%4

5 year return-2%3

Risk Shield

Price Risk

Beta0.58

Volatility20%10

Free Cash Flow

Free Cash Flow Margin-225%1

Free Cash Flow Yield0.0%9

Quality

ROCE6%3

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

QNBKQatar National Bank (Q.P.S.C.)

Revenue FY25$9.5B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+11%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+14%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+4%5

EPS growth, FY27E+18%8

EPS growth, FY28E+12%7

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 14%/yr over the next 3 years, ahead of most of the market.8/10

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

Earnings are set to grow in step with sales (EPS about 12%/yr vs revenue 14%/yr).

WATCH

Revenue grew 11%/yr over the last 3 years and is set to keep growing around 14%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here.

03Price Momentum

Is the market behind it right now?

QNBKQatar National Bank (Q.P.S.C.)

Total return Current43.7%

Price return Current6.4%

MOMENTUM RATING↗

WEAK20 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return-11%3

YTD return-14%3

MID & LONG-TERM▾SCORE

% of 52-week high78%5

1-year return-13%3

3-year return+17%4

5-year return-2%3

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

It's down 13% over the past year, now 22% below its 52-week high. That is a touch behind the market.

Returns sit at the market level over the past month (-6%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+17% over three years and -1.6% over five), behind 60% of the market.

The stock is underperforming over three months (-11%) and so far this year (-14%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the multi-year record is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Qatar National Bank (Q.P.S.C.). Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

QNBKQatar National Bank (Q.P.S.C.)

Revenue FY25$9.5B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+11%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+14%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+4%5

EPS growth, FY27E+18%8

EPS growth, FY28E+12%7

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 14%/yr over the next 3 years, ahead of most of the market.8/10

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

Earnings are set to grow in step with sales (EPS about 12%/yr vs revenue 14%/yr).

WATCH

Revenue grew 11%/yr over the last 3 years and is set to keep growing around 14%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here.

03Price Momentum

Is the market behind it right now?

QNBKQatar National Bank (Q.P.S.C.)

Total return Current43.7%

Price return Current6.4%

MOMENTUM RATING↗

WEAK20 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return-11%3

YTD return-14%3

MID & LONG-TERM▾SCORE

% of 52-week high78%5

1-year return-13%3

3-year return+17%4

5-year return-2%3

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

It's down 13% over the past year, now 22% below its 52-week high. That is a touch behind the market.

Returns sit at the market level over the past month (-6%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+17% over three years and -1.6% over five), behind 60% of the market.

The stock is underperforming over three months (-11%) and so far this year (-14%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on Qatar National Bank (Q.P.S.C.). Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community