Loading stock…

Selective Insurance Group, Inc. (SIGI) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Selective Insurance Group, Inc.

SIGIMarket cap $5.07BPrice $85.1

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Sells commercial property, casualty, and specialty insurance to businesses across the US, operating through independent agents rather than direct sales. It's a mid-sized regional carrier that consistently outperforms bigger rivals on underwriting discipline and combined ratios.

In Bastion Portfolios?

52W Return+7%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+14%8

Revenue Forecast

Rev CAGR (1y)+2%3

Rev CAGR (3y)+1%2

Rev CAGR (5y)+1%1

Earnings Forecast

EPS Growth Y+1+10%7

EPS Growth Y+2+7%6

EPS Growth Y+3+3%5

Quality

Margins

EBIT Margin12%5

Net Income Margin9%5

Free Cash Flow Margin22%8

Debt

Net Debt/EBITDA1.25

Efficiency

ROE15%6

ROA3%5

Earnings Stability55

GEAR+AVERAGE63

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)109

P/E Ratio (Forward 3y)98

P/BV1.58

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yield2.0%5

Momentum

Short term

1 month return-6%4

3 month return-10%3

YTD return+3%5

Mid term

Price vs 52wHigh85%7

1 year return+5%5

Long term

3 year return-14%2

5 year return+18%4

Risk Shield

Price Risk

Beta0.48

Volatility24%9

Free Cash Flow

Free Cash Flow Margin22%8

Free Cash Flow Yield0.0%9

Quality

ROCE14%5

Earnings Stability55

Net Debt/EBITDA1.25

02Growth

Is it actually growing, and how fast?

SIGISelective Insurance Group

Revenue FY25$5.3B

GROWTH RATING↗

WEAK17 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+14%8

Revenue, next 1Y+2%3

Revenue, next 3Y, CAGR+1%2

Revenue, next 5Y, CAGR+1%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+10%7

EPS growth, FY27E+7%6

EPS growth, FY28E+3%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 14%/yr over the last 3 years, ahead of 70% of companies worldwide.8/10

Earnings are set to grow faster than sales (EPS about 7%/yr vs revenue 1%/yr), so margins should widen.

WATCH

Revenue grew 14%/yr over the last 3 years; forecasts see it cooling to 1%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 83% of companies worldwide.

Revenue is set to grow 1%/yr over the next 3 years, behind most of the market.2/10

Over five years revenue is set to grow 0.6%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK28 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return-10%3

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return+5%5

3-year return-14%2

5-year return+18%4

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

It's up 5% over the past year, but 15% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over the past month (-6%) and so far this year (+3%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (-14% over three years and +18% over five), behind 70% of the market.

The stock is underperforming over three months (-10%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the multi-year record is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Selective Insurance Group, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

SIGISelective Insurance Group

Revenue FY25$5.3B

GROWTH RATING↗

WEAK17 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+14%8

Revenue, next 1Y+2%3

Revenue, next 3Y, CAGR+1%2

Revenue, next 5Y, CAGR+1%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+10%7

EPS growth, FY27E+7%6

EPS growth, FY28E+3%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 14%/yr over the last 3 years, ahead of 70% of companies worldwide.8/10

Earnings are set to grow faster than sales (EPS about 7%/yr vs revenue 1%/yr), so margins should widen.

WATCH

Revenue grew 14%/yr over the last 3 years; forecasts see it cooling to 1%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 83% of companies worldwide.

Revenue is set to grow 1%/yr over the next 3 years, behind most of the market.2/10

Over five years revenue is set to grow 0.6%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK28 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-6%4

3-month return-10%3

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return+5%5

3-year return-14%2

5-year return+18%4

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

It's up 5% over the past year, but 15% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over the past month (-6%) and so far this year (+3%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (-14% over three years and +18% over five), behind 70% of the market.

The stock is underperforming over three months (-10%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on Selective Insurance Group, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community